AI-ENABLED ATM FOR INTELLIGENT TRANSACTION MANAGEMENT AND ENHANCED SECURITY

The present invention relates to an Artificial Intelligence (AI) enabled Automated Teller Machine (ATM) system configured to provide intelligent transaction management, adaptive security, and predictive maintenance. The system comprises a user interface including a touchscreen, keypad, biometric input devices and display; an AI-enabled core system with one or more processors and trained machine learning models; an initial authentication module adapted to perform multi-layer authentication using biometric, behavioural, and fallback methods; a behaviour analysis module configured to evaluate real-time user activity against historical transaction data; a transaction module comprising a logical sub-module for AI-driven preparation and predictive recommendation of transactions, and an execution sub-module for secure transaction processing; a security monitor configured to detect anomalies and fraudulent activity using AI-based models; and a communication interface for interaction with a bank server. The system operates by authenticating the user, analyzing behaviour, generating predictive transaction suggestions, executing secure transactions and performing adaptive post-transaction security checks. In addition, the invention incorporates predictive maintenance by monitoring operational parameters, identifying potential faults, and initiating corrective actions proactively. The invention thereby delivers an intelligent ATM platform capable of adaptive security, real-time fraud detection, personalized interaction, and enhanced operational reliability.